MPR Fintra, Inc

Service We Offer:

  • Insurance
  • Reinsurance
  • Captives and Alternative Risks

Office Information

MPR-Fintra, Inc.
Park of Commerce on
Congress & Lake Ida
1200 NW 17th Ave., Suite 3
Delray Beach, FL 33445

Phone: 561-338-7488
Fax:     561-338-7489


Do You Need to Get Umbrella or Excess Insurance?

Do You Need to Get Umbrella or Excess Insurance?

If you want to make sure that high liability exposures pertaining to your property are covered, then you might want to purchase umbrella or excess insurance. This is a type of liability insurance that becomes indispensable when your liabilities are larger than what’s covered under your General Liability or auto insurance policy. So, if your General Liability or Auto policy have limits of $2,000,000, and you want or need to have extra protection, you need to purchase Umbrella or Excess Insurance. Contractors and Subcontractors are often required to have $5,000,000 or even $10,000,000 in coverage to work on a construction site. It is also a good coverage atop our contractor insurance solutions in Florida.
This brings you to a safety net idea that you need to have enough liability insurance to fully cover your assets so you won’t lose them in claims and lawsuits. Thus, you have to ask yourself, “am I at risk of being sued?” In a sense, everyone is because there are plenty of risks that are unforeseeable. Therefore, umbrella or excess insurance becomes a wise choice for everyone. It is an added micro-expense for added peace of mind. But it’s also factual that there are people who are more likely to need umbrella or excess insurance than others. If you are engaged in an activity, such as a business venture, that puts you at greater risk of incurring more liabilities, then you are a good candidate for an umbrella or excess policy. Having such insurance secures your assets.

Know more about our umbrella and excess coverage by calling MPR-Fintra, insurance Florida, U.S., International. Visit us at:

This entry was posted in Excess Insurance and tagged , , . Bookmark the permalink.

Leave a Reply

Your email address will not be published. Required fields are marked *